RETIREMENT PLANNING

Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, personal savings, and investments are expected to play a role. However, having a plan and actually acting on that plan are two entirely different things. Someone planning for retirement must be ready for the curveballs that life is going to throw at them. It’s one thing to put money into savings, but it’s another to go in with a full plan with our retirement planning services.

Every hard worker’s dream is to have comfortable, stable, and secure retirement years. And now because we on average live much longer, with healthier lives, we can expect to spend more time in retirement than our parents and grandparents did. You can’t expect to retire at the same age as they did and live the rest of your life comfortably with the same lifestyle. You need to plan for a longer period of time which means you need to save more.

Create a saving plan

You can save more by either working longer, putting more money away than you currently do, or maybe there’s an alternative available. We can help you figure out what the best path for you is and get you on track with our retirement planning services. You’ll begin to look at retirement with anticipation rather than potential dread or concern over needing to go back to work and earn more money.

Once you have estimated the amount of money you may need for retirement, a reliable approach involves taking a close look at your potential retirement-income sources. You’ll need to be honest with yourself. Are your current sources of income going to be enough? More importantly, are you ready for any potential threats to those sources of income?

Many people are forced to dip into their retirement earnings early whether it’s a medical emergency, a sudden change in their life, or a different kind of unexpected expense. While this is unfortunate we may be able to help you get back on track so when you finally can retire you’re not relying on only social security.

A surprising amount of retirees when they retire do not have any money saved up, no pension, no 401(K), or some kind of retirement plan. Their only source of income is Social Security. This can be stressful. We want to help put you on a path where you aren’t stressed about retirement no matter what your financial plans are.

What do you want to do when you retire?

Retirement planning services involve financial planning for the spending years versus the accumulation years. The emphasis you should place on retirement planning does change throughout different life stages, so it’s important to work with a trusted financial professional that will help you map out your long-term goals and adjust your retirement plan if any major life events occur. When you plan your finances and lifestyle choices, it becomes much more likely to achieve that dream of a secure and happy retirement.

When you begin our Retirement Planning services, you’ll be shocked at how much more comfort you feel when you’re thinking of the future. The number one cause of anxiety is the unknown and there’s nothing worse than the unknown of retirement. This is why it’s important to have a plan, but it’s also important to be flexible.

As life changes your retirement plan could change. Maybe you initially wanted to retire at 60 and live the rest of your days playing golf, seeing the world and enjoying what you missed out on, but suddenly your children have children of their own. Now you have grandkids and you want to help support them. Maybe you want to move closer to family, or finally get your dream home.

Whatever the reason, life changes and so do your financial needs. This is why having a retirement plan can be so comforting. When life changes it doesn’t throw your future into flux, because all you need to do is change your plan. We can help you with your retirement planning so that, no matter what stage of life you’re at, you’ll always be ready for your future.

Our Services

We can help you build wealth, minimize market losses, protect your principal, and generate retirement income you can’t outlive. How do we do this? By creating a plan that will put you on the path towards financial success.

What that plan inevitably ends up being is up to you, but that’s why we work with you to find out what is the best way to help you build wealth. If you just want a simple savings plan then we can help you with that, but if you want to take your money and invest it so you can build on your wealth then we will help you do that as well.

We can help guide you along the path to and through retirement. No matter where you are in life, we can provide guidance, tools, and services to help you prepare for retirement on your terms.

  Wealth building: We offer many wealth building services to help you use your money to make money.

  Understanding Market Risk: When building wealth we can help you understand the risks that go into putting financial income into the market and what the benefits and risks of that are.

  Investment Strategies: We have strategies to help you take those investments and get the most out of them. Retirement planning can be more than just setting aside your money.

  Long Term Care: Every good retirement plan these days is planned for you to live into your 80’s or maybe even your 90’s. Don’t let yourself run out of money late in your life. Plan for this and be comfortable.

  Estate planning: Our estate planning strategies will allow you to effectively manage what you own as you prepare for not only retirement, but what happens after death. We can help you control the distribution of your estate after death.

If you’ve decided that it’s time to take your retirement planning more seriously then why not give us a call at 561-744-0500. We can help you get your retirement planning on the track you want it to be on.

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