Insurance reviews are an opportunity to measure your progress for your future goals. It’s a thorough process which involves a close analysis of personal finances and an assessment of other building blocks. We can help you look at how to balance work and leisure, how to make smart choices for the future and many other items regarding how to help you enjoy the journey. Life can change – the birth of a child, the death of a loved one, the loss of a job, a major purchase – which will readjust your customized strategy. We can help you chart a new course if need be to ensure you meet your personal financial goal.
Annual insurance reviews also provide an excellent chance to examine your short-term and long-term goals. We can work with you, focusing on the ideal lifestyle you want to live today as opposed to deferring that lifestyle to a future that may never come. Having you really think about what you’re saving for is a big opportunity to have a richer dialogue about your retirement and how we can help you develop a personalized plan to reach your ideal retirement. We will help you implement any new plan of action that has been developed in light of your changing goals or changing performance.
Why go in for Insurance Reviews
Life is one giant unknown. No matter how set you believe your plan is going to be there is always going to be something that goes unexpectedly. Whether this change in course is from your own decision making or not doesn’t really matter, because change is also not necessarily a bad thing. It’s more important to understand that change is going to happen and be prepared for that.
How can you be prepared? One way is to have an annual insurance review. Your estate will change, your family will change, your life will change, and your job could likely change too. Having an insurance plan that is ready for all of these is key to being comfortable with your future no matter what happens. You want to leave your estate and those around you comfortable.
Make it an annual review
The annual review is a benefit because it allows you a chance to frequently re-assess your situation. You’d be surprised at how much can happen in a year. Maybe you’ve re-financed a home, or you just recently finished putting a child through college. When you go in for an insurance review it’s an opportunity to put these all out there on the table and look at it. You can have a proper plan in case the unfortunate happens or in case life happens.
Maybe you’ll discover that there’s more money you could be putting elsewhere, or that more of it can go towards your retirement because you’ve already put plenty into an emergency life insurance plan. It could also be as simple as you’ve lived a long life. The plan you made when you were 40 isn’t going to be even close to the same plan as when you’re 80. Life changes and your annual insurance review can make sure you’re always on top of those changes.
Bring in questions
You aren’t expected to understand how everything works, the proper legal language, and what the details of your insurance will look like. When you come in to discuss your life insurance don’t be afraid to have plenty of questions to ask. This is your insurance, your estate, and in many cases your family we’re talking about here. It would be a disservice to them to not ask as many questions as you can. We’ll answer all of them.
What we want is for you to understand everything in your plan to the best of your ability and put you on the right path. When you come in with an idea we can help you figure out how realistic it is and put you on the path towards that idea. We want everyone to live long and happy lives, but it’s important to understand that the worst can happen and be prepared for it. When you ask questions you will gain a better understanding of the process and as a result gain a better understanding of your own life insurance. We will never to try hide anything from you.
Schedule your Insurance Review today
If it’s been over a year since you last reviewed your life insurance then it’s a great time to get it looked at again. You’ll be shocked at just how much has changed in that time frame and what you can continue doing in your life to stay on top of your estate.
If you would like to schedule a review then please call us at (561) 744-0500 or use our contact form online. We will do our best to help you.
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